All commercial trucking companies need to buy insurance for the cargo they have loaded on their semis in case of unexpected loss or damage.
Here's what you need to know about commercial cargo insurance:
Remember: A commercial cargo insurance policy must be carefully considered before buying. If you under-insure your cargo and suffer a loss it can seriously cripple your trucking operation not to mention damaging your relationship with your customer.
As the cargo transporter, it’s your responsibility to establish the value of your load and mutually agree on that value with your customer prior to shipping. Generally, semi cargo values are set by contract, by bill of lading disclosure or by published tariffs. The cost of your big rig cargo insurance quotes you receive will be based on the established value.
Don’t forget: Your commercial cargo declaration needs to be accurate. Significant exclusions by the cargo transporter can create situations where coverage will be denied. This is another reason you’ll want to connect with an experienced insurance broker to make sure your load declarations and value are accurate.
Finally, some commercial cargo insurance policies include provisions to cover cargo loads temporarily stored in warehouses or semi terminals. This coverage usually is prudent when freight can’t be delivered immediately or is consolidated with other cargo. Such coverage is allowed only if the transporter is not charging the shipper storage fees.
Here are 3 easy ways to get a semi truck quote from Roemer Insurance:
1. Call  475 - 5151
2. Owner/operators: Fill out the online quote form here or email:
3. Have own authority? Fill out the online quote form here or email: